What is PM Kisan Samman Nidhi Yojana & How to get Benefits from it? – Everything You Need to Know – 10 Key Facts – Important UPSC Questions
Table of Contents
Introduction to PM Kisan Samman Nidhi Yojana UPSC – PM Kisan Yojana UPSC – PMKSY UPSC
In India, all political parties tries to help their farmers by many schemes or any other way possible. Few of them tries to get benefits from Kisan & some of them tries to benefits Kisan. In this give & take process, PM Narendra Modi also initiated in 2018 with a scheme named PM Kisan Samman Nidhi Yojana, to help a small and marginalized group of Farmers financially.
Knowing about revolutionary Government Scheme or Yojana that aims to help a very big section of a society is very important aspect of UPSC preparation. If you are also preparing for UPSC Exam or other similar exams like this, then in this blog, we have added all the details about PM Kisan Samman Nidhi Yojana. If you are also looking for it, then this blog will Help you In & Out.
So, let’s start-
Read Also | What is Lakhpati Didi Scheme?
Read Also | PM Suryoday Yojana – Rooftop Scheme Explained
What is PM Kisan Samman Nidhi Yojana? – About PMKSY
The PM Kisan Samman Nidhi Yojana (PM-KISAN) is a government initiative in India that provides a yearly income support of ₹6,000 to small and marginal farmers. The financial assistance is disbursed in three installments to improve the financial security and well-being of eligible farmers.
Landowning families, excluding certain categories, can register online or at Common Service Centres (CSC) using Aadhaar authentication. It is essential to undergo eKYC to continue receiving the benefits. PM-KISAN aims to uplift the rural agricultural community by offering a consistent income source and contributing to overall economic development.
History of PM Kisan Samman Nidhi Yojana – PM Kisan Scheme UPSC
Launched in 2018, the PM Kisan Samman Nidhi Yojana aimed to support small farmers. Initially, it targeted 12 crore families with up to 2 hectares of land, later expanding to cover all 25 crore families by 2019.
Inspired by Telangana’s Rythu Bandhu, the scheme’s objective was to provide ₹6,000 annually in three installments, aiding in agricultural expenses and reducing dependence on moneylenders.
Despite facing initial challenges such as delayed payments and exclusion errors, the scheme evolved with the introduction of online registration, eKYC mandates, and broader outreach, impacting millions of farmers.
Although criticized for long-term sustainability and targeting effectiveness, PM Kisan remains a significant intervention in India’s agricultural landscape.
Objectives of PM Kisan Samman Nidhi Yojana (PMKSY)
These are the objectives of PM Kisan Scheme-
- Helping small farmers with money to make their lives better.
- Giving farmers money so they don’t need help from others.
- Putting money into farming to help it grow and use new technology.
- Giving money to farmers so they can grow more food and be safe.
- Making villages better by giving money to farmers for a good life.
- Sharing money so everyone can be equal and have a good life.
- Making sure all farmers get help and can do well in farming.
- Telling farmers to use new tools for better and easier farming.
- Stopping farmers from being very sad and moving to cities.
- Helping farms grow and be strong for India’s food and money.
Features of PM Kisan Samman Nidhi Scheme
We have added a few key features of PM Kisan Samman Nidhi Scheme below-
- Financial Support: Provides ₹6,000 annually to eligible farmers in three installments of ₹2,000 each.
- Direct Benefit Transfer: Money credited directly to beneficiaries’ bank accounts, promoting transparency and efficiency.
- Wide Coverage: Aims to reach all landholding farmer families across India, regardless of land size.
- Simple Eligibility: Land ownership and basic age criteria, easily verifiable through land records and Aadhaar.
- Easy Registration: Online and offline registration options offered for accessibility and convenience.
- Income Support, Not Subsidy: No restrictions on how farmers utilize the funds, offering flexibility and choice.
- Focus on Small & Marginal Farmers: Prioritizes support for smaller landholders often facing financial constraints.
- Regular Disbursement: Scheduled installments ensure timely and predictable financial aid.
- Transparency & Accountability: Online portal tracks beneficiary data and facilitates grievance redressal.
- Scalability & Sustainability: Designed for long-term implementation with potential for further expansion.
Benefits of PM Kisan Samman Nidhi Yojana – PMKSY Benefits UPSC
PMKSY Benefits Indian Farmers by –
- Sending money directly to farmers’ pockets for a better life.
- Providing funds to make farmers independent and self-sufficient.
- Investing money in farming for growth and modern technology use.
- Supporting farmers with funds for safer and increased food production.
- Enhancing village life by giving money for farmers’ well-being.
- Ensuring equal opportunities by distributing funds for a good life.
- Offering help to all farmers for success and prosperity in farming.
- Encouraging farmers to adopt new tools for improved efficiency.
- Preventing farmers from facing sadness and migration to cities.
- Contributing to the strength of farms for India’s food and prosperity.
Eligibility of PM Kisan Samman Nidhi Yojana
These are eligible for PM Kisan Samman Nidhi Yojana-
- Small and Marginal Farmers: Eligible for PM Kisan Samman Nidhi Yojana.
- Cultivable Land Ownership: Farmer families with cultivable land qualify for benefits.
- Indian Citizenship: Beneficiary must be a citizen of India.
- Rural and Urban Inclusion: Farmers from both rural and urban areas can enroll.
- Exclusion Guidelines: Certain categories of individuals are excluded from the beneficiary list.
Who is not Eligible? – Who is Excluded from this scheme?
We have listed all the possible ineligibilities of PM Kisam Yojana Below-
- Institutional Landholders: Ineligible for PM Kisan scheme.
- Specific Criteria Exclusions:
- Holders of constitutional posts.
- Current or former government employees/officers.
- Those associated with Central/State PSUs, Autonomous bodies, and local governmental bodies.
- Present or former Ministers, Members of Parliament, Members of Legislative Assemblies, and Members of Legislative Councils.
- Present or former Chairpersons of District Panchayats or Mayors of Municipal Corporations.
- Income Tax Filers: Individuals or families filing income tax in the previous Assessment Year are ineligible.
- Pensioners: Those with a monthly pension of Rs.10,000 or more, excluding multi-tasking staff, Class IV, or Group D employees.
- Professional Families: Families with professionals like doctors, engineers, chartered accountants, lawyers, and architects are ineligible.
Application Process of PM Kisan Samman Nidhi Scheme – Registration Process under PMKSY
There are two types of application process is available for PMKSY
- Online
- Offline
Online Application Process for PMKSY –
- Visit the official PM Kisan portal: https://pmkisan.gov.in/RegistrationFormNew.aspx
- Enter Aadhaar number and proceed with authentication.
- Fill in personal details and landholding information.
- Upload scanned copies of Aadhaar card and land records (if available).
- Submit the application and track its status online.
CSC Centers / Offline Application Process for PMKSY –
- Visit your nearest Common Service Center (CSC) with required documents.
- CSC operator will assist with online registration and document upload.
- Pay a nominal fee for the service.
Other ones –
- State Agriculture Departments:
- Contact your local agriculture department office and inquire about assisted registration.
- Officials may guide you through the process or have designated personnel for registration.
Documents required for PMKSY
You will need these documents for PMKSY or PM Kisan Samman Nidhi Yojana-
- Aadhaar Card: Mandatory for beneficiary identification and verification.
- Proof of Citizenship: Required to confirm the applicant’s Indian citizenship.
- Land Ownership Documents: Substantiating evidence of land ownership for eligibility verification.
- Bank Account Details: Necessary for direct fund transfer; requires accurate and updated information.
20 Key Facts about PM Kisan Samman Nidhi Yojana
These are the top 20 key facts about Kisan Samman Nidhi Yojana
| Fact | Description |
| Launch Date | February 24, 2019 |
| Implementing Ministry | Ministry of Agriculture and Farmers Welfare |
| Objective | Provide financial assistance to small and marginal farmers |
| Target Beneficiaries | All landholding farmer families across India (excluding specific categories) |
| Eligibility Criteria | Land ownership, age between 18 and 60 (12-60 before Dec 2018), Aadhaar card |
| Financial Support | ₹6,000 annually, disbursed in 3 installments of ₹2,000 each |
| Payment Method | Direct Benefit Transfer (DBT) to bank accounts |
| Registration Modes | Online portal, CSC centers, State Agriculture Departments |
| Mandatory Requirement | eKYC for continued benefits |
| Current Status | Ongoing, accepting new registrations |
| Number of Beneficiaries | Over 12 crore (as of February 2024) |
| Total Funds Disbursed | Over ₹78,000 crore (as of February 2024) |
| Focus | Small and marginal farmers with up to 2 hectares land |
| Expected Impact | Improved income, reduced debt, higher investment in agriculture |
| Potential Challenges | Exclusion errors, delayed payments, misuse of funds |
| Criticisms | Long-term sustainability, effectiveness in targeting |
| Overall Significance | Major intervention in Indian agricultural landscape |
| Website | https://pmkisan.gov.in/ |
| Helpline | 155261 / 011-24300606 |
| FAQ | Added just below |
FAQs about PM Kisan Samman Nidhi Yojana – UPSC Questions on PMKSY
Question-1: Who is eligible for the PM Kisan scheme?
Answer. Eligible families must own land, have at least one member between 18-60 (except existing beneficiaries before Dec 2018), and possess an Aadhaar card. Specific exclusions apply (government officials, high-income taxpayers, etc.).
Question-2: How much money do I get under PM Kisan?
Answer. You receive ₹6,000 annually, disbursed in three installments of ₹2,000 each.
Question-3: How do I register for PM Kisan?
Answer. You can register online through the official portal, at CSC centers, or with your local Agriculture Department.
Question-4: What documents do I need to register?
Answer. Aadhaar card is mandatory. Land records are helpful but not always required. Bank account details linked to Aadhaar are needed.
Question-5: Is eKYC mandatory?
Yes, eKYC is crucial to continue receiving benefits under the scheme.
Question-6: I don’t have a smartphone/internet. Can I still register?
Answer. Yes, you can visit your nearest CSC center or contact your local Agriculture Department for assisted registration.
Question-7: How do I check my registration status?
Answer. Visit the PM Kisan website and use the “Know Your Status” option with your Aadhaar number.
Question-8: When will I receive the next installment?
Answer. Installments are usually disbursed in April-July, August-November, and December-March. Exact dates vary each year.
Question-9: My payment is delayed. What should I do?
Answer. Check your beneficiary status online. If there’s no error, contact the helpline or state nodal officer for assistance.
Question-10: Can I use the PM Kisan money for anything?
Answer. There are no restrictions on how you utilize the funds, offering flexibility for your agricultural needs or general household expenses.
